Credit Cards
Discover it® Student Chrome Card review
Get the inside scoop on the Discover it® Student Chrome credit card before you apply. We compare rates, rewards and more to help you make the best decision for your wallet.
Advertisement
Discover it® Student Chrome Card: start your credit journey on the right foot.
In this Discover it® Student Chrome Card review, we’ll show you how you can get financially independent with the help of a solid credit card.
How to get your Discover it® Student Chrome Card
Learn how the Discover it® Student Chrome application process works and how this card can help you with your college expenses!
We all know how expensive college can be, so it’s important to have a card that will not only help you with those expenses but won’t drown you in fees.
With the Discover it® Student Chrome Card, you’ll have access to a great credit card and earn rewards in eligible purchases without worrying about maintenance and annual fees.
- Credit Score: You may apply for a Discover it® Student Chrome even if you have no credit score.
- APR: Get a limited time offer of 0% and 10.99% for 6 months on purchases and balance transfers, respectively. After that period ends, it’s a standard variable between 15.24% – 24.24% on both.
- Annual Fee: None.
- Fees: 3% intro balance transfer fee, then 5%. $10 or 5% for cash advance fee, $41 max late fee.
- Welcome bonus: As with all Discover rewards cards, the bank will match the cash back you’ve earned at the end of your first year.
- Rewards: 2% rewards rate at U.S. restaurants and gas stations up to a combined $1,000 each quarter. 1% rate on everything else.
The Discover it® Student Chrome Card also allows students to start their credit history the right way.
When you’re young, building a solid score will increase your chances of better money management and better credit card offers. Not to mention loans, lower mortgage rates, and much more.
So take a look at our Discover it® Student Chrome Card review to learn more details about this credit card. You’ll be surprised at how adding it to your wallet might make your college years a bit lighter.
Discover it® Student Chrome Card: how does it work?
Issued by Discover, this is a card made specifically for students. That means you don’t have to have a perfect credit score in order to apply.
In fact, Discover will accept your application even if you have no score. Building a strong rating is important, and they are ready to help you along the way.
The Discover it® Student Chrome Card has no annual fee and offers a promotional introductory APR of 0% on purchases for the first six months.
You’ll also get a limited intro offer of 10.99% on balance transfers for the first six months. After that period ends, the standard APR varies between 15.24% – 24.24% on both stances.
On your first account anniversary, Discover will match the cash back you’ve earned as part of their promotional welcome bonus.
Making purchases with this card earns you 2% back on U.S. restaurants and gas stations up to a combined $1,000 each quarter.
You’ll also earn a standard 1% rate on everything else you buy using your Discover it® Student Chrome Card.
You will be redirected to another website
By submitting this form, I agree that I am 18+ years old and I agree to the Privacy Policy and Terms and Conditions. I also provide my signature giving express consent to receive marketing communications via automated emails, SMS or MMS text messages and other forms of communication regarding financial products such as credit card and loans. Message frequency varies and represents our good faith effort to reach you regarding your inquiry. Message and data rates may apply. Text HELP for help or text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and I may revoke my consent at any time.
Significant benefits and disadvantages you may find
While this is a great credit card for students, there are a couple of drawbacks that might weigh in your decision to apply or not.
Meet the pros and cons next in our Discover it® Student Chrome Card review.
Benefits
- You don’t have to worry about membership fees;
- You’ll get a solid rewards rate by making purchases with your Discover it® Student Chrome Card;
- You’ll be able to take advantage of a great welcome bonus on your account anniversary;
- You can apply even if you have no credit score;
- There’s an intro APR offer on purchases to help you with your expenses.
Disadvantages
- There’s a quarterly spending caps on rewards;
- While there’s an intro offer for balance transfers, the Discover it® Student Chrome Card charges a balance transfer fee for each transaction.
Is a good credit score required for applicants?
Not at all. This card is made for students just starting out their credit-building journey. You don’t even need to have a credit score in order to apply.
Just make sure you meet all other eligibility requirements, and you’re all set.
Learn how to apply and get a Discover it® Student Chrome Card
Hopefully, this Discover it® Student Chrome Card review sparked your interest in applying for the card. If that is the case, follow the link below to learn more about its application process!
How to get your Discover it® Student Chrome Card
Learn how the Discover it® Student Chrome application process works and how this card can help you with your college expenses!
Aline Barbosa
Trending Topics
How to get a personal loan easily in 4 steps!
Wondering how to get a personal loan easily? If so, our comprehensive guide will help you navigate the process smoothly!
Keep ReadingNedBank SAA Voyager Gold Credit Card application
Get access to exclusive rewards, discounts, and VIP treatment with the Nedbank SAA Voyager Gold Card. Learn how you can apply for it today!
Keep ReadingSpark 1% Classic Card online application
Learn everything you need to know about how to apply for the Capital One Spark 1% Classic Card and get started on your business expenses!
Keep ReadingYou may also like
US Bank Cash+® Visa® Secured Card application
Applying for the U.S. Bank Cash+® Visa® Secured Card is easy! Learn how to get started and find out what you need to qualify.
Keep Reading5 New Year’s financial resolutions you can keep
2023 is almost here, so how about planning your new year's financial resolutions? Here are a few important things to consider.
Keep ReadingWoolworths Gold credit card review: Get cash back, discounts, and more
In this Woolworths Gold credit card review you will learn about this card's exclusive perks and its cash back rewards.
Keep Reading