A secured credit card requires a security deposit to be placed as collateral, while a regular credit card does not. The deposit is refundable and used to cover any unpaid balances if the cardholder fails to make payments.

Yes, the BankAmericard® Secured is designed for those with bad credit or no credit history, making it an excellent option for those looking to establish or rebuild their credit.

The credit limit for the BankAmericard® Secured can be as high as $4,900, depending on the security deposit amount and creditworthiness.

The BankAmericard® Secured does not offer any rewards or cash back. However, it does come with some benefits that can help individuals establish or rebuild their credit. These benefits include a low annual fee, no penalty APR, and the option for a security deposit as low as $300. Additionally, cardholders can enjoy flexible payment due dates, which can be useful for those who need a bit of leeway in their payment schedule.

Yes, the BankAmericard® Secured credit card can be used for international purchases. However, foreign transaction fees may apply, so it is recommended to check with Bank of America before using the card abroad.