Mastercard is the second-largest payment processing corporation in the world, and some of the best credit cards for 2023 have their logo on them.

Contrary to what many people believe, it does not issue credit cards. Rather, it enables transactions within its network.

If you have a Mastercard credit card, you are able to make purchases at a wide range of merchants and stores both in the U.S. and internationally. 

One thing you should keep in mind though, is that most of the benefits you get from any credit card do not come from a network provider such as Mastercard.

Benefits, perks and rewards are a responsibility of the card issuer.

So, in order to select the best Mastercard credit card for 2023, it is wise that you take into account things such as your own spending habits and needs, your level of debt as well as your rewards preferences.

Without further ado, let’s jump into our list of the best Mastercard credit cards for 2023, in no particular order.

This is an excellent card for small businesses. It charges no annual fee, and offers a solid set of bonuses, rewards, benefits and perks.

With this card you can earn a 30,000-point bonus which you can redeem for a $300 statement credit, 1.5 points per dollar on all purchases and 3 points per dollar on travel purchases.

If you have a business checking account with Bank of America you can earn 75% more points.

That translates into 2.62 points per dollar on all purchases and 5.25 points per dollar on travel purchases.

Plus, the card also offers a 0% intro APR period of 9 billing cycles. 

If you love a night out, this card offers the best benefits when it comes to dining and entertainment.

With it you will earn 3% cash back on dining, entertainment, grocery stores and popular streaming services with no spending caps.

All other purchases earn 1% cash back. The card also earns 10% cashback on Uber and Uber Eats purchases. Not to mention complimentary Uber One membership statement credits.

If you make purchases at Capital One Entertainment, you will earn 8% cash back.

Rental cars booked through Capital One Travel earn 5% cash back. It’s just a lot of cash back.

The card also comes with a 0% intro APR period of 15 months and charges no annual fee.

The Citi Custom Cash card automatically assigns a 5% cashback reward on your top spending categories, up to the first $500 you spend. After reaching that cap you will earn 1% cashback.

While the 5% cashback only applies to certain categories, you will nonetheless earn an unlimited 1% cashback on all other purchases.

This card offers a $200 cash back after you spend $1,500 on purchases within the first 6 months since opening the account, and it charges no annual fee.

Plus, you have an intro 0% APR period of 15 months on balance transfers and purchases.

With this card you can earn a $200 bonus after spending just $500 on purchases within the first 3 months since opening the account.

It also offers 5% cash back on purchases in bonus categories that you activate each quarter, up to $1,500.

You will also get cashback at the following rates:

The card comes with a 0% intro APR period of 15 months for purchases and balance transfers and charges no annual fee.

With the Citi® Double Cash Card you have the opportunity to earn 2% cash back on all purchases. Their cash back system works a little bit differently though. 

You will earn 1% when you make purchases. The other 1% you will earn when you pay off your balance for that billing cycle.

There is no cap on rewards and this card does not charge an annual fee.

With this card you will also enjoy a super long 0% intro APR period of 18 months on balance transfers.

The Citi Premier® Card is a low-maintenance cash back card that automatically assigns rewards to your top spending categories. Categories include things like dining and groceries.

You will earn 5% cash back on these categories up to a $500 spending cap. After you have reached this cap you will earn 1% cash back.

Also, all other purchases earn an unlimited 1% cash back, and the card does not have an annual fee.

Plus, you have a 0% intro APR period of 15 months for balance transfers and purchases.

This is an excellent credit card for paying down debt or financing a large purchase. It does not offer ongoing rewards or perks though.

With the BankAmericard® credit card you get an ultra long 0% intro APR period of 21 billing cycles for purchases.

It also applies to any balance transfers you make within the first 60 days of card membership.

The card does not charge an annual fee or any penalty APR in case you make a late payment.

This is yet another excellent option among the best Mastercard cards for 2023.

This one is a fit for individuals seeking to whittle down debt. The card’s most defining feature is its lengthy 0% intro APR period of 21 months.

The 0% APR offer applies to both balance transfers and purchases, although with different terms for each.  The card does not charge late fees, penalty rate or an annual fee.

This is the type of card that buys you time so that you can plan and pay down your debt. It also works for those who wish to finance a large purchase.

With so many options, is it getting harder and harder to pick the perfect credit card? We understand.

There are a few things to consider before choosing a credit card and applying for it. The following article has useful tips on it.