Qualifying for the Coles Rewards Mastercard is relatively straightforward, but it ultimately depends on your individual financial circumstances and credit history. The bank will assess your application based on a range of factors, including your income, employment status, credit score, and other financial obligations.

To activate your Coles Rewards Mastercard, you can log into your Coles account online or via the mobile app and follow the prompts to activate your card. Alternatively, you can call the activation phone number provided with your card and follow the automated prompts to activate it. Once activated, you’ll be able to start using your card to earn rewards on all your purchases.

The Coles Rewards Mastercard offers Purchase Protection Insurance, Guaranteed Pricing Scheme, and International Travel Insurance as its complimentary insurance covers, providing protection for purchases made using the card, price protection for eligible items, and travel-related coverage, respectively.