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Have access to exclusive perks and borrow up to R300,000 with personalised fixed rates and flexible terms!

FNB Personal Loans – Consolidate your unsecured credit with Credit Switch and take a break from loan payments every January!


If you’re looking for a financial boost to get the things that matter most, FNB Personal Loans could be the answer. As one of South Africa’s leading banks, FNB offers competitive interest rates and flexible repayment terms – making their personal loans an attractive option for those who want a simple and straightforward way to access funds. With no early settlement fee or other hidden charges, what you see is what you get.


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Do you need a financial boost? With FNB’s personal loans, you can access the funds quickly and benefit from flexible repayment terms that fit your lifestyle. Check some of their incredible perks below!

Have access to quick funding and loans up to R300,000.
You’ll get personalised rates and fixed payments, so you’ll know exactly how much you owe every month and can prepare financially.
You can consolidate unsecured debt using FNB’s Credit Switch program and have a single monthly loan payment.
If you keep your payments up-to-date, FNB allows you to take a break from them every January on long-term loans!

You will remain in the same website

Yes, in order to apply and get approved for a personal loan with FNB, you need to provide them with a DebiCheck mandate. A DebiCheck mandate is basically a permission given from you to an institution to process debit orders directly from your bank account. This prevents unauthorized transactions. Your FNB Loan will only be deposited into your account once you accept the DebiCheck mandate.

FNB advises not to re-apply until you understand why your application was rejected in the first place. You’ll have to find out why you were not able to get the loan and rectify those factors before you’re able to try again.

FNB offers personal loans from R1,000 to R300,000. However, the exact amount you can qualify for depends on a series of factors such as your credit score, payments history, annual income, and more. The terms of your loan will also depend on those same factors, but FNB has a range between 1 month to 5 years.

Are you looking for a financial boost to get your next project off the ground? Applying for an FNB Personal Loan may be just what you need.

Check out the following link to learn everything about the application process. 

FNB Personal Loans

How to apply for FNB Personal Loans?

Learn how the FNB Personal Loans application process works and request the funding you need for your next big purchase.

But if you’d like to check out another option, the Nedbank Personal Loans is a great alternative. You can borrow up to R300,000 with rates as low as 10.5% and repayment terms up to 6 years.

Follow the link below to learn more about Nedbank’s personal loan and how you can apply for it online.

Nedbank Personal Loans

Nedbank Personal Loans online application

Learn how the Nedbank Personal Loans application process works, what the requirements are and what you need to get it.

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