The J.P. Morgan Reserve Card is a high-end product designed for wealthy individuals who currently have over $10 million in liquid cash or investable assets under J.P.’s management. It is an invite-only credit card, which means if you ever come to hold one of these, it is because you qualify. In that sense, your credit score does not matter so much. But just to establish the fact, you probably need to have an Excellent credit score in order to qualify for this card.

The J.P. Morgan Reserve Card offers 3X points on restaurant and travel purchases, 10X points on Lyft Rides, and 1X points on all other purchases. The card gives cardholders a $300 yearly travel credit and a $60 DoorDash credit. It comes with United Club Access, TSA Pre and Global Entry, Priority Pass, Lyft Pink Membership and DoorDash DashPass.

The J.P. Morgan Reserve Card is an invite-only card. In order to get the invitation you must be a J.P. Morgan Private Banking customer with at least $10 million in liquid cash or investable assets under J.P.’s management. Once you meet this requirement, you will receive the invitation. If you do not receive it, you may request it.

The J.P. Morgan Reserve Card is an extremely exclusive product designed for wealthy individuals. However, the credit limit information for this card is not available to the general public. Only people invited to become a card member and the issuer itself have access to this information.