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Read on and find out how the OppFi® card will approve you quickly even if you have bad credit.

OppFi® card – Get fast approval with no security deposit even if you have a Poor or even Bad credit score.


The OppFi® card is an unsecured credit card that accepts applicants with less-than-perfect credit. Being an unsecured card means it does not require applicants to make a security deposit to get the card. The application process is quick and simple, and approval comes out within seconds from submitting the application.


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Have a look at some of the benefits you get when you acquire the OppFi® card.

Application does not impact credit score
Accepts applicants with bad credit
Does not require a security deposit
Offers mobile and online banking

You will remain in the same website

The OppFi® card was especially designed for individuals with credit scores that fall within the categories of Poor or Bad credit. Therefore, if you have a credit score of 300+ you already qualify for this credit card.

The OppFi® card offers cardholders a maximum credit limit of $1,000. From this $1,000 credit limit the card will get its $99 annual fee, which leaves you with an actual credit limit of $901.

The OppFi® card is a Mastercard credit card. Therefore, it is accepted anywhere Mastercard is accepted, which gives you over 44 million merchant locations all over the world where you can use your OppFi® card.

When you apply for the OppFi® card, the card does not perform any hard inquiries to make sure you qualify. Therefore, it does not impact your credit score negatively when you apply for this card. However, when you use your card it does report to all three major credit bureaus. This means you should strive to make regular on-time payments so that your credit report looks good and helps you improve your credit score.

The OppFi® card does not offer pre-approval. If you are interested in applying for the OppFi® card, you will have to do it without the benefit of checking whether you are pre-approved before applying. However, since this card was designed for applicants with Poor or Bad credit, odds are you will get approved if you apply for the card.

If the OppFi® card sounds like a fit to you, you should go ahead and check out our application guide. Click the link and we will show you how to do it.

OppFi® card

How to get your OppFi® card

In this OppFi® card application guide you will learn how to get this card with no security deposit even if you have bad credit.

If you are looking for another similar offer for individuals with Bad or Poor credit, you should check out the Mission Lane Visa® Credit Card.

The Mission Lane Visa® Credit Card is an unsecured card which gives you a $300+ spending limit without the need of a security deposit.

Sounds interesting? Then hit the link below and we will tell you all about it.

Mission Lane Visa® Card

Mission Lane Visa® Credit Card application

The Mission Lane Visa® Card is a great tool to help you repair your score and offers pre-qualification with only a soft pull. Learn how to apply for it!

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