The credit limit on the Standard Bank Gold Credit Card is up to R250,000.00.

The monthly service fees for the Standard Bank Gold Credit Card are R54.00.

The minimum income requirement to qualify for the Standard Bank Gold Credit Card is R7,500.00 in 2022.

The interest-free credit period on the Standard Bank Gold Credit Card is up to 55 days when the debt is paid in full.

The interest rates on the Standard Bank Gold Credit Card are variable and are determined by your credit profile. The minimum interest rate is equal to the prime rate, and the maximum annual percentage rate is the repo rate plus 14%.

Yes, the Standard Bank Gold Credit Card offers automatic basic travel insurance when you purchase your ticket using the card. The insurance covers medical expenses for the first 90 days of up to R1,000,000.00. Only those below the age of 75 are eligible for basic travel insurance.

The Standard Bank Gold Credit Card offers a range of benefits, including 3D Secure verification for a safer online shopping experience, free access to Standard Bank digital platforms services, and a ‘Tap to Pay’ function for purchases of R500.00 or less. It is also possible to earn UCount Rewards Points by using the credit card at various stores, as well as take advantage of discounts at retailers such as Hirsch’s, Health Spa retailers, and AA.