Credit Cards

Apple Card application

Are you ready to apply for the new Apple Card? Here's everything you need to know about the application process, eligibility requirements, and more.


by Aline Barbosa

Published on 11/08/2022

Apple Card: Apply with only a soft inquiry on your credit score!

apple card
Learn how to apply for your Apple Card. Source: The Post New.

In this article, we’re going to show you how the Apple Card application process works. If you’re an Apple user, this card is a great addition to your wallet.

One, because it doesn’t charge any fees. Two, because you can earn daily cash back on purchases with Apple Pay. 


Credit Card

Apple Card

no annual fee rewards

Take advantage of your Apple purchases earning up to 3% Daily Cash with no fees

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Issued by Goldman Sachs, the card has international Mastercard coverage. That means you can use it anywhere Mastercard is accepted and not worry about any transaction fees.

While there’s a physical card you can carry around, the Apple Card is designed for Apple’s digital wallet. 

What that means is that you’ll earn more rewards by making purchases and paying for them with Apple Pay rather than the physical card.

You can also split your purchases in interest-free monthly installments and pay for them over time. 

The card doesn’t allow balance transfers and has a variable APR ranging from 13.99% to 24.99%.

Therefore, paying your balance in full every month is crucial in order to avoid paying interest. As for eligibility requirements, it’s important to have a score between good and excellent. 

If you’d like to learn more about the Apple Card application process, keep reading the content below.

We’ll provide an easy walkthrough so you can request your card and start earning cash back today. 

Learn how to get this credit card online

woman using apple card
You’ll need your Apple ID to apply for this card. Source: Freepik.

The Apple Card online application is super easy. The first step is accessing the card’s official website.

You can scroll past the home page to read more about the perks and benefits, or you can click on “apply now” at the top of the screen to start the process.

By clicking on “apply now”, you’ll need to log in with your Apple ID and password. Then, the website will send a verification code to your phone either by phone call or a text message.

Enter that code in the required field to begin your application. Fill in the application form with your personal, financial and contact information.

Then, scan an official Government issued ID, accept their Terms & Conditions and submit the application. You’ll need to wait a few minutes for Goldman Sachs to review it.

If your request is approved, you should have access to your initial credit limit and APR. You can either accept or deny the offer presented to you.

If you accept, the bank will then make a hard pull on your score. If you deny it, there’s no hard inquiry, but you also won’t get the card. 

How to get this card using the app

You can also go through with the Apple Card application via Apple Pay. First, make sure the app is updated and that your credit report is active.

Then, sign in to iCloud and open the wallet app on your phone. After that, you’ll tap the “add” button on your screen and select the Apple Card.

Then, click “continue” to begin the process. You’ll need to fill in the online form with all the required information, agree to their Terms and submit. 

The next step is the same as the online application described on the topic above. Goldman Sachs will provide an offer and you can either accept or deny their terms.

If you accept, your card should be ready to use instantly. 

What about another recommendation: Costco Anywhere Visa® Credit Card

But if you’re looking for a different type of card, we can help. Check out the link below to learn the features and benefits of the Costco Anywhere Visa® Credit Card.

With no annual fee, you’ll earn a great rewards rate on Costco purchases and more.

Costco Anywhere Visa® credit card

Costco Anywhere Visa® Credit Card review

Read this Costco Anywhere Visa® Credit Card review and learn about this card's awesome rewards and benefits.

About the author

Aline Barbosa

Aline Barbosa is an editor, writer and learning-enthusiast. Passionate about music, books and human behavior. Curious about the unknown. Believer that learning is a life-long process.

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