Loading the best recommendation for you…

Get an unsecured $300 initial credit limit even with a bad credit score!

Total Visa® Card, get the same great benefits as everyone else with a real Visa®!


Are you looking for a credit card that can help improve your credit score? If so, the Total Visa® Card might be the right choice for you. This card is designed to help users build or rebuild their credit history, and it comes with a number of great features and benefits. Check our full review to learn more.


You will be redirected to another website

Get a real Visa card even if you have poor credit. With the Total Visa® Card, you can rebuild your credit and get back on the path to financial success. See some of the benefits below:

Doesn’t require a security deposit.
All credit types can apply.
Reports monthly payments to credit bureaus.
Fast and easy application process.

You will be redirected to another website

The Total Visa® Card is available for people with a bad credit score. That means people with a FICO score below 600 still have great approval odds. However, it’s important to note that while credit scores play an important role, other key data points are also taken into consideration. The issuer will also consider your income, outstanding debt, number of open accounts and other factors.

All new cardholders will receive an initial $300 spending limit upon approval. A credit limit increase is possible with responsible use and on-time payments for at least 6 straight months. Reducing all outstanding debt and updating the income information the bank has on file also play an important role in increasing the limit.

Checking the balance on your Total Visa® Card is simple and you can do so by logging into your account online. If you want, you can make a phone call to (877) 480-6988 and follow the instructions to learn your balance.

Yes. The Total Visa® Card reports all monthly payments and account activity to the three main credit bureaus in the country (Equifax, Experian and TransUnion). By using the card responsibly and keeping your credit utilization below 30%, you’ll be able to rebuild your credit score.

If you need help repairing your credit score, the Total Visa® Card could be a great option for you. Follow the link below to learn how you can apply for it.

Total Visa® Credit Card

How to get the Total Visa® Card?

Learn how to apply for a Total Visa® Card and get the purchasing power of a Visa card while you improve your credit score!

But if you’d like to repair your score with the help of a secured card, the Discover it® Secured Credit Card is an amazing alternative. It’s one of the few secured cards that offers cash back rewards with no annual fee. Check the link below to learn about the application process.

Discover it® Secured Credit Card

How to get the Discover it® Secured Card?

Check our easy step-by-step guide that will help you get your Discover it® Secured Card easily and fast!

Trending Topics


The best apps to watch NBA games online

Are you an NBA fan? Don't miss out on our list of must-have apps, and watch live NBA games online with highlights on the go.

Keep Reading

LendKey Student Loans Review: Empower Your Education!

Refinance existing loans to save on interest or explore low-rates in this LendKey Student Loans review! Up to 100% financing!

Keep Reading

The 10 Best Credit Cards With No Foreign Transaction Fees!

Travel smart and save money with these 10 credit cards that offer zero foreign transaction fees. Save money for your trip!

Keep Reading

You may also like


AARP Membership: Empowering Your Journey Through Life!

Unlock savings, support, and community connections with AARP membership, your key to a fulfilling retirement.

Keep Reading

American Express Serve® FREE Reloads Card application

Learn all the details about the American Express Serve® FREE Reloads Card application process and how you can request yours.

Keep Reading

Regulated crypto brokers in Canada

To be a successful investor in the crypto market, you need the best regulated crypto brokers in Canada. This article will show you 8 options.

Keep Reading