The first step to getting a Wise Debit Card is to open a Wise account. You can sign-up for free and add your first balance. Then, click on the “cards” tab on the app or website and select “order card”. The fintech might ask you to add money to your account or pay a small fee for the card. Then, once they verify your account, they’ll ship the card to your address.

Activating your Wise Debit Card is simple, and it’s important that you do so before traveling. Once you’ve received the card via mail, access the Wise app with your credentials. Then, tap the card and select “activate your card”. Next, enter the 6-digit code below your name on the card and choose your PIN number.

With the Wise Debit Card, you can convert currencies in just a few seconds. The fintech promises a mid-market rate and charges a small fee upon conversion. That fee varies depending on the currency, and you can always check the amount directly on the app before you convert.

Yes. Cardholders get two free withdrawals up to $100 a month in over 5 million ATMs all over the world. If you need to take out more money, Wise then charges you $1.50 per transaction plus 2%.

Yes. You can spend up to $2,000 daily and $10,000 monthly on your Wise Debit Card. The daily limit refreshes every day at midnight, while the monthly spending limit refreshes on the first day of a new month.