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Looking for a credit card with exclusive shopping perks and rewards?

The Woolworths Black Credit Card offers cashback rewards on Woolworths purchases and a host of other privileges!


The Woolworths Black is your passport to a world of unparalleled shopping experiences. More than just a credit card, it’s your key to exclusive benefits and rewards! Accepted at 29 million merchants worldwide, this card lets you explore the globe while enjoying the convenience of a globally recognized payment method.


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Whether you're a seasoned credit card user or considering your first venture into the world of premium cards, Woolworths Black is your entry ticket to an exclusive world. See some of its benefits now!

3% back in WRewards quarterly vouchers
2 monthly complimentary coffee or tea indulgences at Woolworths Cafe
Free online delivery when shopping at Woolworths’ website
Comprehensive insurance coverage

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Introducing the Woolworths Black Credit Card, your gateway to a world of shopping sophistication and unparalleled savings. Unveil the array of advantages that make it an exceptional choice!

Upsides and benefits of the Woolworths Black Credit Card

  • Bountiful Cashback: Enjoy an impressive 3% back in WRewards quarterly vouchers on every Woolworths purchase, stretching your shopping budget and enhancing your savings.
  • Café Delights: Revel in the joy of two monthly complimentary hot beverages at Woolworths Cafe, a delightful treat that adds a touch of luxury to your daily routine.
  • Effortless Online Shopping: Navigate the world of online shopping with ease, benefiting from free delivery when shopping at Woolworths website having both time and money.
  • Global Acceptance: With the Woolworths Black Credit Card, you’re embraced by 29 million merchants worldwide, offering you a secure payment method wherever your travels take you.
  • Protective Umbrella: Gain peace of mind with comprehensive insurance coverage, including balance protection insurance, Visa Purchase Protection, and basic travel insurance when purchasing international airline tickets with your card.

Drawbacks of the Woolworths Black Credit Card

  • Private Banker Absent: The Woolworths Black Credit Card does not include the services of a dedicated personal banker, which may be a drawback for those who seek more personalized financial guidance.
  • Limited Travel Perks: While it provides basic travel insurance, the card lacks certain premium travel benefits like car hire and private lounge access.
  • Welcome Bonus Missing: Unlike some premium credit cards, the Woolworths Black Credit Card does not offer welcome bonuses to new cardholders.
  • Currency Conversion Fee: International transactions incur a 2.5% currency conversion fee, which could be a drawback for frequent international travelers.

The Woolworths Black Credit Card is a premium credit card offered by Woolworths, a major South African retail company. This credit card is designed to provide cardholders with various benefits and rewards when shopping, both at Woolworths and other locations.

The Woolworths Black Credit Card does not include a traditional welcome bonus for new cardholders. Instead, this credit card focuses on providing ongoing benefits and rewards, such as cashback vouchers and complimentary cafe treats, designed to enhance your shopping and lifestyle experiences.

The Woolworths Black Credit Card typically offers a range of travel protections to enhance your peace of mind during your journeys. When purchasing an international airline ticket with the card, cardholders can access basic travel insurance, which may cover medical emergencies, trip cancellations, and lost luggage. Additionally, the card provides medical and legal assistance services for cardholders and their immediate family members while traveling outside their principal country of residence for up to 90 days.

Yes, you can use the Woolworths Black Credit Card for online shopping. The card is typically accepted for online purchases, including on the Woolworths website and at various other online retailers where Visa cards are accepted. One of the advantages of using this credit card for online shopping is that it often comes with the benefit of free online delivery for purchases made on the Woolworths website. This feature can make online shopping more convenient and cost-effective.

So, are you ready to discover the world of exclusive shopping perks with the Woolworths Black Credit Card? With global recognition and insurance coverage, this is more than just a card!

For a comprehensive exploration of the Woolworths Black Credit Card’s features and how it can enhance your everyday shopping and lifestyle, you can check out our in-depth review below. 

Woolsworth Black

Woolworths Black Review: Unveiling the Excellence

Elevate your shopping game! Discover the advantages that go beyond ordinary credit cards in this Woolworths Black review.

While the Woolworths Black offers fantastic shopping benefits, there’s another credit card you may want to consider: the FNB Aspire Credit Card. With travel benefits and privileges, this is an attractive alternative!

Discover the features, benefits, and everything you need to know about the FNB Aspire Credit Card to make an informed financial decision and find the perfect card to match your lifestyle.

FNB Aspire credit card

How to get your FNB Aspire credit card

Earn high rewards on spending with this credit card. Follow our FNB Aspire credit card application guide and get yours today!

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