You can use your Blue Business Cash™ Card from American Express all over the United States. However, it is not the ideal card if you are planning to travel abroad. First, because as an American Express card, it has limited acceptance at international merchants when compared to Visa and Mastercard. Second, because it charges a 2.7% foreign transaction fee. Terms apply.

The issuer of the Blue Business Cash™ Card from American Express will determine your expanded buying power by analyzing your credit record, payment history, spending habits as well as other factors. Once you have access to this benefit you must strive to pay the excess portion of your credit limit in full every billing cycle. Failing to meet your payments by their due date will make you incur interest and a penalty rate on your entire balance.

No. However, if you are using the card’s expanded buying power feature, you must pay off the balance above your credit limit in full by the end of each billing cycle.