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Need a student credit card with a low-interest rate? BankAmericard® for Students has you covered.

BankAmericard® for Students: Low APR, No Annual Fee, and Credit Education.


The BankAmericard® for Students is a great option for college students who want to build their credit. It has a low APR, no annual fee, and offers tools to help you monitor your credit score. The card also offers an introductory APR of 0% for 21 billing cycles on purchases and balance transfers.


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Are you a student looking for ways to establish credit and build your financial future? If so, check out the many benefits of adding the BankAmericard® for Students to your wallet!

Customizable alerts for transactions.
Fraud protection and zero liability.
No annual fee.
Good credit-building tool.

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Yes, international students are eligible to apply for the BankAmericard® for Students as long as they meet the requirements set by Bank of America. In addition to having a valid Social Security Number, applicants must also pass a credit check, which will assess their ability to make payments on time and manage credit responsibly. International students may need to provide additional documentation, such as proof of residency or enrollment in a U.S. college or university.

No, the BankAmericard® for Students does not offer any rewards. However, this card provides several other benefits that can make it a great choice for college students who want to build their credit or reduce and even eliminate debt.

Yes, the BankAmericard® for Students does have a penalty APR of up to 29.99%. This rate can be triggered if you make a late payment or exceed your credit limit. It is important to make payments on time and keep your credit utilization ratio low to avoid triggering the penalty APR.

Yes, you can request a credit limit increase with the BankAmericard® for Students after six months of responsible use. Bank of America will review your account to assess whether you are eligible for an increase, which can help you build your credit score by lowering your credit utilization ratio. Keep in mind that requesting a credit limit increase can result in a hard inquiry on your credit report, which can temporarily lower your credit score.

The BankAmericard® for Students provides several tools to help you monitor your credit score and take steps to improve it over time. Cardholders can access their FICO® Score for free, which is updated monthly. Additionally, Bank of America’s Credit Score Simulator tool can help you understand how certain financial decisions could affect your credit score. For example, you can use the simulator to see how paying off a credit card balance or opening a new account might affect your score. These tools can help you make informed decisions about your finances and work towards building a strong credit history.

Ready to apply for the BankAmericard® for Students? Follow our application guide by clicking the link below and get it in minutes.

BankAmericard® for Students

How to get your BankAmericard® for Students

In this BankAmericard® for Students application guide you will learn how to get this card in just a few minutes!

If you are seeking a credit card that rewards you with more benefits, consider the Bank of America® Unlimited Cash Rewards for Students. 

This card provides a generous sign-up bonus and a 1.5% cashback rate on all purchases. However, be aware that this credit card has a stringent approval process, and may not be available to many students. 

To find out more about this card, click the link below, and we will provide you with all the necessary details.

Bank of America® Unlimited Cash Rewards Secured

How to get your BofA Unlimited Secured card?

If you want to start earning 1.5% cashback on all purchases, our Bank of America® Unlimited Cash Rewards Secured application guide is for you.

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