SpeedyNetLoan is not a lender, so it does not perform credit checks on borrowers. However, once you opt for a loan, the actual lender might perform credit checks which could impact your credit score. Therefore we recommend that you check your credit score before applying for a loan to make sure you do not take any unnecessary hits to your credit score.

In order to apply through SpeedyNetLoan you must be 18 years old or older. You must also have a job or regular income, this includes pension, social security or disability. Having a checking account is also a requirement, and you must be either a U.S. Citizen or have Legal Resident status. The platform also requires that you present a valid driver’s license or state ID. One more important thing to mention is that this service is not available for NY residents.

With SpeedyNetLoan, after filling out and submitting the application form, you will be connected to one or more lenders within just a few minutes. After that you will apply with a lender, and as soon as that is done, the lender could make funds available in your checking account within as little as one business day. However, the process can take a little longer so expect a little variance.

Once you have submitted your application, the platform will send your information to lenders who are likely to match your borrower profile. If a match is found, SpeedyNetLoan will notify you on their website. On the same website you will be given instructions on how to connect to the lender and finish the loan process so that you can get your funds.