Zippyloan does not have a specified profile for applicants who would like to use the platform. However, it is especially useful for people with poor credit who need fast access to funds. If you are facing a personal emergency and do not have cash or available credit, Zippyloan can offer you a fast solution. However, keep in mind payday loans (which are super-short-term loans that must be paid by the next payday) have extremely high interest rates and can trap you financially.

Zippyloan is not a lender, so it does not have credit score minimums. However, if you intend to use the platform you must know that lenders available there have their own requirements. The better your credit score, the higher the chances that you will get an offer. Plus, lenders may require proof of regular income in order to come up with a decision.