What are the best business credit cards?
Are you looking for the best business credit card? We've got you covered with our top picks for 2022. Compare offers and find the right card for your company!
We’ve got a curated list with the best offers for small companies in the U.S.
Business credit cards can be a fantastic tool for your business to grow. But for that to happen, you need to make sure you choose the best option for your company.
In this article, we’ll look over some alternatives so you can analyze which alternative is the best fit.
By using a business credit card, you can get extra money to spend on things related to your business. This can include new equipment, supplies, or even marketing materials.
Additionally, some business credit cards offer rewards programs. They can give you cash back or points for every dollar you spend.
This can be a great way to save money on the things your company needs.
When looking for the best business credit card for your company, there are several factors you should consider.
The first is what type of company you have. There are different cards designed specifically for small businesses, large businesses, and even sole proprietorships.
You should also look at the APR (annual percentage rate) and any fees that may be associated with the card.
Additionally, make sure you understand the terms of any rewards program offered by the card issuer.
By doing your research and carefully considering all of these factors, you’ll be able to find a business credit card that best fits your needs.
It’ll give you the best chance of success for your business. To help you get a head start, check some of the best business credit cards below.
Our recommendations for the best business credit cards right now
For entrepreneurs and business owners, having the best business credit cards can make all the difference.
With a wide range of rewards programs, low-interest rates, no annual fees, and other perks, these cards can help you build up your business credit score while also providing cashback offers and more.
Here’s a look at some of the best business credit cards available in 2022.
That way you can make an informed decision when it comes to your business spending.
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The Ink Business Cash® Credit Card from Chase is a solid card overall
Are you a business owner looking for the best business credit cards? Then the Chase Ink Business Cash® Credit Card is an excellent choice.
You can get the following rewards rates:
- 5% cash back on select categories such as office supplies and telecommunication services
- 2% cash back at gas stations and restaurants
- 1% cash back on all other purchases.
In addition, you can also get $900 cash back after meeting the spending requirements within the first three months from account opening.
With no annual fee and an introductory APR of 0% for 12 months, this card is a great way to manage your business expenses while still earning rewards.
Plus, with access to Chase Ultimate Rewards®, you can use your points to redeem for cash back, travel and more.
Whether you’re just starting out or have been in business for years, the Chase Ink Business Cash® Credit Card is an ideal card for all your business needs.
The American Express Blue Business Cash™ Card will give you great benefits
The American Express Blue Business Cash™ Card is without a doubt one of the best business credit cards you can get.
It offers 2% cash back on all eligible purchases up to $50,000 per calendar year and 1% after that.
It makes it perfect for small businesses that are looking for a way to streamline their expenses.
With this card, you get a 0% intro APR on purchases for 12 months. You also won’t have to worry about an annual fee.
And best of all, you’ll receive Membership Rewards® Points when you use your card so that you can redeem them for rewards and travel benefits.
With the American Express Blue Business Cash™ Card, businesses have the perfect tool to manage their finances with ease.
So make sure that you check out this great card option. You won’t be disappointed!
The American Express® Business Gold Card is amazing for business travel
The American Express® Business Gold Card is undoubtedly one of the best business credit cards of 2022.
With it, you get a flexible rewards program that lets you choose which categories best fit your business needs to maximize your points earning potential.
You can also earn up to 4X Membership Rewards® points on eligible purchases of up to $150,000 each year.
And you get 25% points back after using Pay with Points for all or part of an eligible flight booked through Amex Travel.
Plus, you can access exclusive benefits like complimentary Marriott Bonvoy Gold Elite status and up to $200 in statement credits each year for select purchases.
With the American Express® Business Gold Card, you’ll be able to maximize your business’s earning potential and take advantage of the best rewards available.
The Ink Business Unlimited® Credit Card from Chase will give you a flat rate
The Chase Ink Business Unlimited® Credit Card is one of the best business credit cards on the market.
With no annual fee, you can get 1.5% cash back on all your purchases, plus a 0% introductory APR for 12 months on purchases and balance transfers.
You’ll also get access to free employee cards so you can earn points on each employee’s spending.
And a signup bonus of $900 after you spend $6,000 in the first three months.
On top of that, you’ll get great travel rewards like trip cancellation/interruption insurance and access to exclusive business offers from partners like FedEx and Office Depot.
With all these benefits, the Chase Ink Business Unlimited® Credit Card is a great choice for business owners looking to maximize their rewards.
Plus, with the card’s no-annual-fee policy and its generous rewards program, it’s easy to see why this is one of the best business credit cards available.
With all these benefits, you won’t just be earning points on your everyday purchases! You’ll be getting great rewards and a ton of value.
So if you’re looking for an easy way to maximize your business earnings, the Chase Ink Business Unlimited® Credit Card is a solid option.
The Bank of America® Business Advantage Customized Cash Rewards Mastercard® credit card allows you to customize your rewards
The Bank of America® Business Advantage Customized Cash Rewards Mastercard® credit card had to feature in our best business credit cards list.
The card offers businesses up to 3% cash back on eligible purchases. That can add up to significant savings over time.
Plus, you get an introductory bonus of $300 once you spend a minimum amount in the first 90 days of opening your account.
This card also comes with no annual fee, so you can enjoy the perks without worrying about ongoing charges.
There’s also an online banking portal and mobile app to help you keep track of your spending and manage cash flow.
With this card, businesses can get the best rewards and convenience at an affordable price.
Curious about the best Discover credit cards available?
If you’re looking for a credit card with great rewards, then the Discover credit cards might just be the perfect choice.
With a wide range of benefits, these cards offer excellent opportunities to earn cashback and other rewards.
From bonus points on everyday purchases to special offers when you shop online.
Discover credit cards can help you save money and get more from your spending.
Whether you’re looking for a card with no annual fee, high cashback rewards or long-term financing options, it’s easy to find the right Discover credit card for your needs.
So follow the link below to learn more about them!
About the author / Aline Barbosa
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